The degree of flood protection required by this article is considered reasonable for
regulatory purposes and is based on scientific and engineering considerations. Larger
floods can and will occur on rare occasions. Flood heights may be increased by man-made
or natural causes. This article does not imply that land outside the areas of special
flood hazard, or uses permitted within such areas will be free from flooding or flood
damages. This article shall not create liability on the part of the Council, any officer
or employee thereof, the State of California, or the Federal Insurance Administration,
Federal Emergency Management Agency, for any flood damages that may result from reliance
on this article or any administrative decision lawfully made thereunder.